Are you looking for a dental team who will work with your insurance plan? Your dentist in Indianapolis accepts dental insurance to ensure you receive the care you need at the most affordable price possible. Too many adults let their dental insurance benefits slip away because they are unsure of exactly how to make the most out of their plan -- don’t let that happen to you! Learn how your dental insurance works, then request an appointment with your dentist at Indianapolis Family Dentistry today.
How Does Dental Insurance Work?
Dental insurance works by helping you prevent the need for costly, complex dental care like root canal or tooth replacement. It’s not quite like your medical or car insurance, which covers you in the event of a big problem. Instead, your dental insurance plan makes it easier for you to receive the preventive services that keep you smiling healthily for a lifetime to come.
There are three types of dental insurance:
- Indemnity plan: Offers a wide choice of dentists who can provide your dental care.
- Dental health maintenance organization: Comes with a list of approved providers. May offer more benefits, but has less choice in who performs your dental care.
- Dental preferred provider organization: Most common type of dental insurance plan. Offers more freedom in selecting who provides your care.
What Does Dental Insurance Cover?
Because the focus of dental insurance plans is on preventive care, most plans will completely cover two checkups and cleanings each year. Additional preventive treatments like X-rays, topical fluoride treatments, and dental sealants are often covered, too.
If you need a restorative procedure, like a tooth-colored filling, traditional crown or bridge, root canal, or a tooth extraction, your dental insurance will likely cover the majority of the cost. Some plans have a provision requiring you to choose the least expensive alternative treatment. If that’s the case, we will discuss your options with you and help you make the decision that is best for you and your budget.
Additionally, some dental insurance plans require patients to meet a deductible before their benefits will take effect. Preventive treatments often fall outside of the deductible amount, and are covered no matter what.
Dental Insurance at Indianapolis Family Dentistry
We are happy to work with your dental insurance plan at Indianapolis Family Dentistry. When you visit our office, we will take all of your dental insurance information and process and file your claim to take the headache out of using your insurance. Please feel free to get in touch with our office to discuss the particulars of your plan, including which benefits you are eligible for and which may be most beneficial for your dental health.
Schedule an Appointment Today
The team at Indianapolis Family Dentistry will be happy to work with your dental insurance plan to help ensure you receive the benefits you are owed. Don’t let your investment in your dental health go to waste -- we invite you to schedule an appointment at our Indianapolis dental practice today!